
Canada widely accepts cards, including contactless, but carry some Canadian dollars for small vendors or rural stops. Use a low-foreign-fee card and withdraw larger amounts less frequently to reduce ATM fees. Track spending in a simple app, save receipts for refunds, and note deposit holds at hotels or rentals. Clear money habits prevent surprises, safeguarding the flexibility that makes independent, budget-conscious travel deeply rewarding and stress-light.

Connectivity helps you navigate buses, trailheads, and last-minute deals. Compare prepaid SIMs or eSIMs before arrival for coverage across your chosen regions. Many cities offer strong library and cafe Wi‑Fi for backups. Download offline maps, store booking PDFs, and star affordable eateries on shared lists. Reliable data also enables price tracking, weather checks, and instant re-routes. A small investment in connectivity often yields big, compounding savings.

Check requirements early: many visitors from visa-exempt countries need an eTA to fly to Canada, while U.S. citizens typically do not. Ensure passports remain valid for your full stay, and keep digital copies of confirmations. Border officers may ask for proof of funds and onward travel. Organize details in one folder for quick access. Streamlined arrivals reduce stress, keep connections intact, and protect carefully crafted, budget-friendly plans.
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